Last Updated: November 4, 2019
We respect the privacy of all who choose to visit our Websites. Listed below is our company policy for everyone who chooses to access the services we offer on our Website.
We place great importance on visitor privacy and security. We do not require site registration by visitors, and we do not pass personal information about individual users to any third party. Like most websites, we collect non-personally identifying information of the type that most web browsers and servers make generally available, such as the browser type, language preference, referring web site, and the date and time of each visitor request. We use this information to better understand how visitors use our Websites.
We reserve the right to perform statistical analysis of user behavior in order to measure consumer interest in the various areas of our site and to inform advertisers as to how many consumers have seen or clicked on their advertising banners and/or rate-quoting forms. In the performance of this analysis, we will disclose information to third parties only in aggregate form; no individual information will be given. Visitors IP addresses are collected via Google Analytics and anonymized as part of our effort to understand broad demographic user information.
Ads & Cookie and Tracking Technology
We utilize essential cookies that are strictly required to deliver the functionality of our Websites. You cannot refuse these cookies. You can block them or delete them by changing your browser settings. You can set your web browser to reject cookies. The process to do so varies depending on the browser you use. Visit your browser’s help menu for instructions.
You have the right to decide whether to accept or reject third-party cookies. By visiting this Website and scrolling our web pages, we assume you accept these third-party cookies. We provide you with a way to reject acceptance on your initial visit to our site. You may also reject third-party cookies at any time by clicking the button below.
In addition to cookies, we use web beacons (also known as clear gifs) to help us better manage our Websites and subscription services by informing us of what content is effective. Web beacons are tiny images that are used to track the online movement of web users. Web beacons are embedded invisibly on our web pages and HTML-based email messages. This helps us to know which emails have been opened by recipients and enables us to gauge the effectiveness of certain communications and marketing campaigns. We correlate usage of web beacons in emails to our customers’ Personal Information.
Third parties may serve cookies to serve advertising on our Websites. These companies may use the information about your visits in order to provide relevant advertisements about goods and services that you may be interested in. Quite often, they employ technology that is used to measure the effectiveness of advertisements. The information collected through this process does not enable us or them collect or store any Personal Information.
Our Website’s Contact form requires users to give us contact information such as name, address, phone number, and email address. The customer’s contact information is used to contact the visitor for informational purposes only. Users may choose not to provide this information if they wish not to. Unique identifiers are collected to verify the user’s identity only and are not used for any other purpose. Demographic and profile data are also collected at our Website. We use this data to tailor the visitor’s experience on our Website, showing them content that we think they might be interested in, and displaying the content according to their preferences. Personally identifiable information collected by cookies and site-analysis tools are stored in electronic logs behind our firewall, but are not sold and can be accessed by our staff only.
Email Address Privacy
We receive many email messages from our readers. We do not sell or otherwise release the names or email addresses of users who write to the site. Your correspondence with us remains private.
We periodically conduct user surveys on our Website and ask visitors for contact information (like their email address). The customer’s contact information is used to contact the visitor when necessary. Users may opt-out of receiving future communications. Our online surveys ask visitors for contact information (like their email address). The customer’s contact information is used to contact the visitor only when necessary. Users may opt-out of receiving future communications. We use the information gathered in surveys to help us create a better environment for our users.
Links to Other Sites
This site contains links to other sites whose privacy policies may differ from ours. We encourage our readers to check the privacy policies of these sites before disclosing any personal information.
Opt-Out Procedures or Concerns
We provide users the opportunity to opt-out of receiving communications from us. This site gives users the following options for removing their information from our database: to not receive future communications, or to no longer receive our service. You can send email to [email protected] This Website gives users the option to change and modify information previously provided.
Corrections/Contacting the Site Administrator